Why Peak Wealth?

Independent – we are not owned or receive compensation from any other financial services company, we offer no proprietary products, have no conflict of interest to sell any financial firms products, and are free of investment banking and proprietary trading conflicts.  We have no product quotas or sales goals; we work for our clients not a sales manager. 

Fiduciary Responsiblility - as a Registered Investment Advisor, we have a fiduciary responsibility to act solely with our client’s investment goals and interests in mind, free from direct or indirect conflicts of interest.

Fee Only - PWA does not receive commissions, compensation, hidden fees or other incentives for recommending investment products. Compensation is directly from clients for unbiased investment advice and financial planning services. Fees are fully transparent and disclosed in advance.

Experienced Professionals – Managing Principals Helen Sipsas and Donald Ramirez have a combined 20 years experience as financial advisors, academic backgrounds in finance and hold recognized industry designations including:

Personalized Strategy – PWA provides comprehensive financial planning and portfolio management services tailored to your need, areas of expertise include:

Structured Investment Approach – investment philosophy is based on academic research including Modern Portfolio Theory investment and the Fama-French Three Factor Model, not speculation.

Efficient Portfolios – core portfolios are constructed using passively managed, no load mutual funds, index funds and exchange traded funds. These investments are diversified, have low expense ratios, and provide tax efficiencies. Our open architecture platform provides client access to more than 6,000 no-load/load-waived mutual funds from over 320 well-known mutual fund families, including Dimensional Fund Advisors (DFA) institutional class mutual funds offered only through select fee only advisors.